Jordanian legislator Granted recourse to the insurance company to
recover damages incurred in the face of the insured because of the act committed
by third parties causing the rhythm of the damage to the insured, according to
certain conditions and within a defined scope, where the engaged article (926) of
the Civil Code of the statement and establish the general rule of the right of
return. It was found during the study of the importance of this right, which was
adopted for the insurance company to build it on reasonable and fair grounds
cannot be denied, it is unthinkable that the company bear the guilt act committed
by others, especially if it was a deliberate act.
However, it also shows that the provisions cited by the law in this
regard still need to be developed and detailing, protection of the insurance
money, the company and the maintenance of their rights and resources required
to make the right of recourse against third parties causing this mandatory, not
optional, especially since insurance companies play a prominent role in the
coverage of the results of the dangers faced by individuals and society,
Many individuals may not be able to face the dangers they face on
their own, either economic weakness or a higher premium on them, so the
consolidation and the assignment of the financial position of insurance
companies will be beneficial to the insured themselves and society at large and
to the economy in the country rotation.
The study concluded that a key proposal was the need for legislative
intervention on the provisions of the right of return reported by the Jordanian
law and to ensure the effectiveness of these provisions and the achievement of
its goals.