خلاصة:
Modern banks have shifted their function as purely administrative, economic and industrial entities into socio-political institutions that must be sensitive to the surrounding environment. This function has always been neglected. This study was conducted based on primary, secondary, and tertiary data and reviews the full text of 75 studies selected from more than 245 studies. The selected elected papers and studies addressed the following issues: (1) business models, (2) banking business models, (3) sustainability and sustainable development, and (4) business models adopting a sustainable development approach. Investigations on banking business models show that most studies have focused on the categorization of banking activities at the multi-bank level, and finally, using clustering techniques, have provided some general categorization for business models.
ملخص الجهاز:
A Systematic Review of Banking Business Models with an Approach to Sustainable Development Masood Mohammadkhani Department of Management, University of Tehran, Tehran, Iran (Corresponding Author) mm2khani@gmail.
The key role of business models in the success and sustainability of the Iranian banking system in the face of international banking and domestic banking requirements is a significant issue because the banking system in Iran does not have a well-designed structure due to factors such as a traditional structure and dominant and uniform approaches to customers (Googerdchian et al.
Business models with a sustainable development approach focus on economic issues as well as the social and environmental impacts of activities (Yip & Bocken, 2018).
In a sustainable business model, in addition to economic issues, the negative and positive environmental impacts on the organization, the effects of national and local associations and institutions, government, employees, culture, and social values are also taken into account.
The main questions addressed in the present study are what are the components of the business model of organizations and banks?
The frequency of the reviewed articles by year of publication Table 4 shows the components of business models from the perspective of different researchers.
According to the sustainable banking business model, the creation of sustainable values is explained in terms of sustainability parameters rather than simply originating from the mission and strategy of the organization (Ab & Miller, 2016).
A Systematic Review of the Supply Chain Strategy Literature, Journal of Business Management, Issue 10 (2), 279-302 (In Persian).
Sustainable business model archetypes for the banking industry.